How often do you do online banking? / myLot
Walnut Creek, CaliforniaJuly 8, 2026 1:51pm CSTI deposited some gig money (cash) at an ATM machine the other day. I was pretty excited about that. I think I deposited $108. 00. As we "local musicians" like to. . .
Walnut Creek, CaliforniaJuly 8, 2026 1:51pm CSTI deposited some gig money (cash) at an ATM machine the other day. I was pretty excited about that. I think I deposited $108. 00. As we "local musicians" like to say, "There's tens of dollars out there to be made playing gigs!" You know we're joking around, right? Most of my banking is done online, I actually check online banking almost every day. If a deposit has been made into my checking account from Guitar Center or another source of income, I'll move some of the money into Savings (higher interest rate) or my small investment account, if it will help me buy a new CD (Certificate of Deposit). Those are yielding 4 percent right now, well above what most checking or savings accounts yield. I pay my credit card off a couple of days before it's due. How often do you do online banking? Are your strategies similar to mine? ,5 responses• United StatesJust nowI don’t do online banking at all. I be stuck in the stone age on occasion. • Walnut Creek, CaliforniaJust nowWell dang!• United StatesJust nowI pretty much do all my banking online. It’s a requirement for Social Security checks to be directly deposited. What I do is, after I’ve paid my bills (all automatically or online), I’ll take the “odd amount” and put it in savings. For instance, if I had $1,234. 56 after the bills were paid I’d put the $234. 56 into savings. That way, I’d know my checking account was correct because it was an “even” number, plus I’d be saving money every month. And I like that Facebook meme about musicians: putting $1000 in equipment into a $500 car and spending $50 in gas to make $100. That’s a musician. • Walnut Creek, CaliforniaJust nowStory of my life. "And I like that Facebook meme about musicians: putting $1000 in equipment into a $500 car and spending $50 in gas to make $100. That’s a musician. "• Walnut Creek, CaliforniaJust nowGot it. Well explained. • Toccoa, GeorgiaJust nowOften, just like you do. • Walnut Creek, CaliforniaJust nowMakes sense. • Denver, ColoradoJust nowI live across the street from my credit union and I've never gone in there other than to open the account. Online or nothing for me!• Walnut Creek, CaliforniaJust nowMany of our bank branches are shutting down. • United StatesJust now99% online banking• Walnut Creek, CaliforniaJust nowIt IS pretty easy once you get it set up.